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Loan Modification FAQ


Do you have to be late on the mortgage payments to qualify?
NO. If making mortgage payments have become difficult it is time to act. Let us make an adjustment to your mortgage before late payments or notice of default occurs.

What makes us different than other companies?
  • years of combined mitigation experience and servicers/investors relationships from our Senior Staff Members.
  • Systems that provides processing, follow up and services specific to loan modification. 
  • software which allows us to make a decision on circumstance/s before you make any commitment and payments

How long does the process take?
The Loan Modification process takes anywhere from 30 to 90 days for completion, and is dependent on the lender and/or servicer.

I’m already in foreclosure, can I still do a Loan Modification?
Yes, in certain situations., but time is the enemy; act NOW.

I've already talked with my lender and they just want all their money. Can you still help me?

Most likely. Lenders/ servicers are set up to handle massive numbers of calls from call centers staffed with very inexperienced employees. Call centers work for lenders; we work for YOU.

How Do I Qualify?
 If you are behind on your payments and are experiencing a hardship,
you may qualify for  loan modification.

What If I'm Already In Foreclosure?
We may be able to get the foreclosure process stopped while the loan
modification process is worked out.

What If I Have Bad Credit?
Your credit score will not play a part in the loan modification process.

How Do I Begin?
Contact us and we will be happy to assist you.
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